Total Allowable Deposits: All deposits from column C that are marked as “Included” in Column D
Qualifying Business-Related Deposits x Expense Factor x % Ownership: The Borrower’s % of Ownership of Business multiplied by the difference of the Included deposits minus the total of Included Deposits multiplied by the Guideline Expense Factor.
=(Included Deposits - (Included Deposits x Guideline Expense Factor)) x Borrower % Ownership of Business
Qualifying Expense Factor Monthly Income: Qualifying Business-Related Deposits x Expense Factor x % Ownership divided by the Total Months Included
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